Finonest

Finonest

SMART LOANS & CREDIT

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Our Products

Financial Products Built for You

Explore our comprehensive range of financial products designed to meet every need. Competitive rates, quick approvals, and transparent processes.

From 10.5% p.a.

Personal Loans

For all your personal needs

Get quick personal loans with minimal documentation. Whether it's for a wedding, medical emergency, or travel, we've got you covered.

₹25 Lakhs
Max Amount
1-5 Years
Tenure

Key Features

  • Instant approval in 24 hours
  • Minimal documentation required
  • No collateral needed
  • Flexible EMI options
  • Prepayment without penalty

Eligibility Criteria

  • Age: 21-60 years
  • Minimum income: ₹25,000/month
  • Employment: Salaried or Self-employed
  • Credit score: 650+
Processing Fee
1%
Approval Time
24-48 hrs
Insurance
Optional
From 8.5% p.a.

Home Loans

Make your dream home a reality

Affordable home loans with the longest tenure and lowest interest rates. Turn your dream of owning a home into reality.

₹5 Crores
Max Amount
5-30 Years
Tenure

Key Features

  • Lowest interest rates in market
  • Up to 90% financing
  • Balance transfer facility
  • Top-up loan available
  • Tax benefits under Section 80C

Eligibility Criteria

  • Age: 23-65 years
  • Minimum income: ₹40,000/month
  • Employment: 2+ years experience
  • Property: Within city limits
Processing Fee
0.5%
Approval Time
24-48 hrs
Insurance
Optional
From 12% p.a.

Business Loans

Fuel your business growth

Flexible business loans to help you expand operations, manage working capital, or invest in new equipment.

₹50 Lakhs
Max Amount
1-7 Years
Tenure

Key Features

  • Quick disbursement
  • Collateral-free up to ₹25L
  • Overdraft facility available
  • Working capital financing
  • Equipment financing

Eligibility Criteria

  • Business age: 2+ years
  • Annual turnover: ₹10L+
  • ITR for last 2 years
  • GST registration
Processing Fee
1.5%
Approval Time
24-48 hrs
Insurance
Optional
From 0% p.a.

Credit Cards

Exclusive rewards & benefits

Premium credit cards with cashback, travel rewards, and exclusive lifestyle benefits tailored for your spending habits.

₹10 Lakhs
Max Amount
Lifetime
Tenure

Key Features

  • Up to 5% cashback
  • Airport lounge access
  • Travel insurance cover
  • Fuel surcharge waiver
  • EMI conversion on purchases

Eligibility Criteria

  • Age: 21-65 years
  • Minimum income: ₹30,000/month
  • Good credit history
  • No defaults in last 6 months
Processing Fee
₹0
Approval Time
24-48 hrs
Insurance
Optional
From 9.5% p.a.

Vehicle Loans

Drive your dream car home

Easy vehicle loans for new and used cars with competitive rates and quick processing. Get on the road faster.

₹1 Crore
Max Amount
1-7 Years
Tenure

Key Features

  • Up to 100% on-road funding
  • New & used car financing
  • Quick 1-day approval
  • Doorstep document pickup
  • Insurance assistance

Eligibility Criteria

  • Age: 21-65 years
  • Minimum income: ₹25,000/month
  • Employment: Stable job/business
  • Valid driving license
Processing Fee
0.5%
Approval Time
24-48 hrs
Insurance
Optional
From 7.5% p.a.

Education Loans

Invest in your future

Comprehensive education loans covering tuition, living expenses, and more for studies in India and abroad.

₹75 Lakhs
Max Amount
5-15 Years
Tenure

Key Features

  • Zero processing fee
  • Moratorium during study
  • Covers all expenses
  • No collateral up to ₹7.5L
  • Tax benefits under 80E

Eligibility Criteria

  • Age: 18-35 years
  • Admission to recognized institution
  • Co-applicant required
  • Academic merit considered
Processing Fee
0%
Approval Time
24-48 hrs
Insurance
Optional

Not Sure Which Product Is Right for You?

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